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    <pre style="white-space:pre-line"><code>13:00	  End of academic sessions
        Lunch and afternoon â€“ own arrangements
18:45	
19:15	  Meeting at the lobby of each hotel for the sponsored evening activity

        Cocktail and dinner at Santa Clara Convent

Tuesday, May 1

09:00	  Round table
        Fronting: for how long?
10:15	  Speakers:
10:30	  â€¢	 Clementina Hiteshew (Senior Surety Underwriter, Specialty Surety Department/
11:00	
           International and National accounts, Liberty Mutual Insurance Company, U.S.A.)
13:00	  â€¢	 AndrÃ©s Sicilia (President, Fianzas Universales S.A., Guatemala)
13:15	  â€¢	 GermÃ¡n Medina (Member of PASA Surety Committee, and Technical Director,
13:30	
15:00	     Afianzadora Sofimex S.A., Mexico)

        Questions and answers

        Coffee break

        Round table
        Where are credit insurance and surety bonds heading to?
        Coordinator:
        â€¢	 Ivo Nijenhuis (Senior Underwriter, Bond and Credit Reinsurance, Nationale

           Borg, CuraÃ§ao)
        Speakers:
        â€¢	 Horacio Bach (Head of Surety, Latinamerica, Zurich Argentina S.A., Argentina)
        â€¢	 Luiz Pestana (Chief Commercial Officer â€“ Director Comercial, UBF Seguros S/A, Brazil)
        â€¢	 Juan Bustamante (President, CompaÃ±Ã­a Mundial de Seguros S.A., Colombia)
        â€¢	 Juan Cano (General Director, CESCE Fianzas MÃ©xico, Mexico)
        â€¢	 Fernando Lamas (Technical Manager, La Mundial C.A.V. de Seguros de CrÃ©dito,

           Venezuela)
        â€¢	 RubÃ©n Carles (Bonds Director, CAR, EAR / ASSA CompaÃ±Ã­a de Seguros, S. A., Panama)

        End of round table

        Group photo

        Lunch

        Debate - Pasa Members Only
        PASA as an agent of Institutional Relations (Lobby)
        Presentation of the results of the survey on lobby needs; principles, aims and
        channels for lobby actions by PASA
        Presenters and moderators:
        â€¢	 Alexandre Mallucelli (President PASA)
        â€¢	 AndrÃ©s Sicilia (Second Vice President PASA)

214 AsociaciÃ³n Panamericana de Fianzas / Panamerican Surety Association</code></pre>
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